Remittance Calculator — How Much Reaches Home?

The rate on the board is never the rate you get. Fees and the exchange margin quietly take their cut — so this calculator shows what would actually arrive at home three ways: at the live mid-market rate, and at the typical rates an exchange house and a bank would give you after their usual fee and margin.

Way you send it	Arrives at home
Mid-market rateThe live rate banks trade at — the best case, shown so you can judge the others	—
Typical exchange houseEstimate: AED 25 fee taken first, then converted at 1.5% below mid-market	—
Typical bank transferEstimate: AED 50 fee taken first, then converted at 3% below mid-market	—

The exchange-house and bank figures are typical estimates for comparison only — not a quote from any named company. Real fees and margins vary by provider, amount and the day's promotions, and some services charge the receiver instead. Always compare the final receive amount two or three providers quote you before you send — that number, not the headline rate, is what your family actually gets.

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